Overview
The asset side of Sumplus defines how reserves behind aUSD and saUSD are allocated. Our design emphasizes low-risk strategies, transparency, and flexibility, ensuring that every user can understand how their assets are managed and how yield is generated.
1. Design Philosophy
Low-Risk First: The system prioritizes asset classes with stable and predictable returns, avoiding unnecessary exposure to market volatility.
Simplicity & Transparency: Users can see exactly where assets are deployed, with clear disclosure for every yield pool.
Resilience through Diversification: By allocating across stablecoin strategies and non-stablecoin strategies, the system balances stability with sustainable yield.
User Empowerment: Through YieldHub, users can select the yield pools that fit their preferences, whether more conservative or slightly more aggressive.
2. Asset Selection
Sumplus narrows down the asset side into two major categories only:
Stablecoin Strategies (USDT / USDC / USD1)
Deployed into delta-neutral arbitrage, CeDeFi assets such as tokenized U.S. Treasuries, and other low-risk instruments.
Non-Stablecoin Strategies (SUI / WBTC / WETH)
Primarily allocated into LSD (liquid staking derivatives) yield and LSD-collateralized lending strategies to extract stablecoin-based returns.
3. Asset Pools
Composability: Different asset-side strategies can be combined into distinct pools.
User Choice: Each pool is disclosed with full details, including underlying assets, strategies, and historical yield. Users can select which pool best fits their needs.
Default Pool: For most users, the system provides a default pool that prioritizes stability and lower volatility. This ensures that new or conservative users have a straightforward entry point without needing to evaluate multiple strategies.
Advanced Pools: More experienced users can explore specialized pools that mix stablecoin strategies and non-stablecoin strategies in different proportions, optimizing for higher yield or diversification.
4. AI-Assisted Management
AI will play an increasingly important role in asset-side management:
Early Stage: AI functions as an advisory system, analyzing market conditions, liquidity levels, and risk exposures. It provides recommendations for how to adjust pool allocations, while final decisions remain human- or governance-controlled.
Later Stage: As the system matures, AI may evolve into a semi-autonomous manager, capable of executing rebalancing within predefined parameters approved by governance. This enhances responsiveness while maintaining oversight.
AI integration ensures that Sumplus pools remain dynamic, data-driven, and adaptive to changing market conditions.
This dual-category approach ensures simplicity, clarity, and focus on risk-managed growth.
Last updated