Sumplus Overview

Envisioning Next-Gen On-Chain Yield

🌐 Overview

Sumplus is a stable yield protocol designed for the crypto markets.

Our vision is to build the foundational CeDeFi infrastructure for stablecoin × yield × AI, enabling both individuals and institutions to manage funds safely and unlock sustainable compounding growth.

It introduces a dual-layer stablecoin system — aUSD (base stablecoin) and saUSD (yield stablecoin) — to provide stable, transparent, and composable on-chain yield.

Dual Stablecoin Architecture

• aUSD: Pegged to USD, ensuring liquidity and stability.

• saUSD: A yield-bearing stablecoin, representing structured returns.

When users deposit funds into Sumplus, they receive aUSD in return — serving both as liquidity for on-chain use and as proof of their underlying assets. The deposited capital is then allocated to generate yield, primarily through low-risk strategies such as arbitrage opportunities and short-term U.S. Treasury–backed assets. As the U.S. dollar continues to dominate as the base currency for stablecoins, the demand for bank-like deposit yields on-chain is rapidly accelerating. Sumplus is designed to meet this demand, providing users with a secure, transparent, and scalable way to capture stable yield while retaining liquidity and composability.